Sardinia

a close look at your checkbook and credit card statements. You should also call your credit card companies to see if they will lower your interest rates. You'll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month. For those expenses you can't eliminate, it's time to start shopping around for the best prices. Things like car insurance, groceries, clothing and gifts can be found at very reasonable prices if you take the time to seek out the bargains. The same is true of many of your monthly expenses - like long distance telephone service, internet service, all types of insurance, mortgages, and in some places even your utility bills. So, if you'd like to save yourself lots of money every month - and who doesn't - start shopping around and looking for ways to lower your monthly bills right away. Add this to cutting out unnecessary expenses and you could find yourself being able to save thousands of dollars each year. The initial investment of time to seek out the best values will be well worth it in the long run. Frugal All-Purpose Baking Mix Pre-packaged store-bought box mixes are expensive. Have you considered homemade alternatives? Made-from-scratch mixes are healthy, cost beneficial, store well, and taste great. Often times, you're paying for the packaging of commercial "convenience" foods and you don't have any control over the additives and preservatives they contain. When making your own mixes, you tailor the ingredients, so have control over the quality and quantity. Making your own bulk mixes is a great way to stock your pantry. Creative containers make homemade mixes a terrific frugal gift idea too. There's something deeply satisfying when cooking from scratch. It takes some minimal preparation, but many of the ingredients are already a staple in your pantry. It's not as time consuming as you may think. Supplies Plastic baggies Glass containers with tight fitted lids Prep area Labels Appropriate ingredients Storage area Basic kitchen tools Plastic containers Decorative items for gifts. (Ribbons, printable recipe cards, labels) Master Baking Mix 9 cups sifted all-purpose flour 1/3

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Sardinia

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