North Boston

but hey, it's worth financial freedom to me. You can also always rent movies. * Cable. When times are tough, the cable needs to get going. It can get so expensive! If you do need it for the reception, get basic and then rent movies. Buying a great DVD player and renting movies is cheaper than cable in the long run. If you rent rooms in your home like I do, keep the cable -- it's a perk for your tenants that are worth paying for. * Take your kids to the bookstore and hang out. * Find free community shows, like Shakespeare in the park or fireworks. * Take the kids on the subway trip -- as far as you can and go explore. In New York, take the train to Coney Island. * In the summer, there is always a local food festival or street fair, usually several Check the local section of your newspaper. * Get your kids involved in a community group, like a theatre. They develop skills, make friends and have fun. Have you ever ran around at the last minute, looking for gifts, only to end up buying something you really don't want at a price that is far more than you intended to spend? Holidays don't have to be expensive. You can make gifts, of course, but if you want to buy them, here are a few suggestions for saving money. 1. Make a list. It's always convenient to make a list of all the people that you will be giving a gift to. Make sure you know what their interests are so you get a gift that they will appreciate. It will make it special for them and for you. 3. Buy in advance. Don't wait until the last minute to go Christmas shopping because you'll end up paying high prices for stuff you don't even like. This happens especially with the popular toys each year. If you decide to go a local mall, make sure you do it during the first two weeks of November. You'll avoid the majority of Christmas shoppers and you are guaranteed to find what you're looking for at lower prices. 4. Take advantage of online pre-Christmas Sales. Most stores offer deep online discounts (up to 70%) on toys, clothing, accessories, gifts, candles, and more before Christmas during the months of October and November. They even offer Free Shipping with your order. 5. Buy from the comfort of your home. Every year,

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