Gasport

this is an issue you will probably want to tackle as a matter of urgency. Living frugally and downshifting your lifestyle may well form part of your plans for lifting yourself out of debt. It can be a very satisfying way to decrease your living costs without feeling that you are depriving yourself. Here are a few simple things to try for one week to demonstrate to yourself that you can reduce your costs and change your money spending activities: - have a week that is media-free i.e. no television, radio, newspapers or magazines and notice how you are less tempted to spend money on what you feel you "ought to have." - Stay away from supermarkets. Buy your food only from local independent retailers or farms. Notice how much less you spend on food now that you have to work a little harder to get it and that you are less tempted to impulse buy. - No eating out or takeaways. If you feel like having a food treat, make yourself a special candle-lit dinner. There is an important difference between poverty and frugal simplicity. Poverty is involuntary and disabling whereas frugal simplicity is voluntary and empowering. Supermarket Smarts We all have to eat, regardless of what the financial situation happens to be. When trying to reduce the amount of money you spend, you don't have to sacrifice a lot in order to save money. Below are a few ways you can save at the grocery store. Before you leave the house check your pantry and do a swift inventory so that you can see precisely what you need. Also, if you have some odd ingredient hanging out in the cupboard, you can purchase something to go with it while you are out. Check weekly supermarket ads to see exactly what's on sale. Combine that information with what is already in your cupboard, and you should be able to come up with some recipes for the week that integrate both. When you see something on sale that you often buy, buy it. When you buy things that you would buy anyway on sale, you're saving yourself plenty of cash in the future. Do your best to avoid making small purchases at places such as convenience stores. These smaller stores usually charge more when it comes to their grocery goods. When you make a grocery list,

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