Farmersville Station

as well as on the mantel and hearth. Being Frugal Begins with Attitude When it comes to saving money it doesn't have to be all work. It can also be a little fun. I know that living frugally brings to mind all sorts of unpleasant things to many people. But those that live frugally often have a zealous approach to frugal ideas. They are actually excited by the idea of saving a little money. And it doesn't matter how little it really is. Frugal living becomes a game you play against yourself. You are looking for ways to save. I started out simply looking to see if I could really lower our electric bill. And I did with very little effort. Then I looked to our heating costs. Hey, I did it again. Then I looked to our driving expenses. Frugal living isn't something that is painless on a family when you take the attitude that you must do it. It is like cleaning house. It is something that has to be done. You can either make it a good experience or a bad one. With the wrong attitude you will probably fail. Consider frugal living as a challenge. And the best thing is that you are improving more than just your financial situation. Many financial counselors and advisors say that when people gain control of their money, they gain control of their lives. That is because self-control bleeds over into other things. You simply begin to look at things differently. Whether you are looking to a frugal life out of need or out of a shrewd money management plan, begin by simply tackling one area of your expenses. Then move on to another. Over time, you will find that your attitude changes and you look at things differently. And you start seeing that you can save money (to spend on things that really matter) without much exertion at all. And that's the best thing about the frugal challenge -- you save money. Free and Frugal Stuff on the Web At the time the Internet first began all was free. In fact, that was the fundamental philosophy of the Internet: the formation of a worldwide group of people that would share liberally all sorts of facts, figures, programs, help, advice, and everything in between. Once big business hit the Internet, however, things have changed. Nowadays, it is hard

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